Credit Card: Shop | Buy | Make Payments | Pay Bills | Subscribe

A credit card allows the bearer to borrow money or buy different products on credit. This means that you can buy now and pay back later. Credit cards are very convenient for purchases because it is very safe, reliable and easy to get credit.

When you apply for a credit card and it is approved and given to you, you will be given a credit limit. So you can make purchases up to that limit and not more than that. After every month expenditure, you will receive a statement of your expense or statement of account. You can either pay the full balance or the minimum amount when the debt is due. However, if you don’t pay up when the credit is due then you will be charged interest on the balance.

Credit cards are more popular in developed countries such as Europe and America, even if you prefer paying by cash, credit cards are required in many situations. You can use credit cards for car rental, guaranteeing a hotel room or travel reservations, or getting cash advance in an emergency. Credit cards are created to ensure a more convenient and safer than carrying cash. If you are not satisfied with a purchase you made using your card, then you query it by disputing the charge until the problem is resolved.