TJ Maxx credit card

TJ Maxx credit card – Card rewards, Discounts, Types, benefits, APR and fees

TJ Maxx credit card popularly known as TJ Maxx is a department store giant that currently offering its own branded credit cards so that its users or customers can make purchases easier, make payment safer and smarter and get rewards and discounts. The truth is that not everyone knows about T.J Maxx and its services but if you are in the united states then it may be possible that you may have come across it. In case you don’t have the knowledge of what T.J Maxx is all about then this post will walk you through all you need to know. T.J Maxx HomeGoods, Marshalls, and Sierra Trading Posts are all under the umbrella of TJX Companies and in all, they offer excellent services to their customers or users.

They offer two credit card plans and the both of them is from Synchrony Financial. The two cards offered by them are: TJX Rewards Credit Cards and TJX Rewards Platinum Mastercard. However it is not compulsory that everyone that accesses its services must get the credit, customers are entitled to one of these cards at the discretion of Synchrony Financial.


The benefits and rewards of TJ Maxx credit card

There are a lot of benefits of using this credit cards, those that have the credit card enjoys a lot of rewards and discounts, usually, the TJX Rewards Platinum MasterCard gets more rewards and benefits than the regular TJX credit card. Both TJX Rewards Credit Cards and TJX Rewards Platinum Mastercard cards offer 5 points for every 1$ spent at T.J Maxx, HomeGoods, Sierra, Marshalls trading posts, and, not just that there is also an additional information attached to the TJX Platinum MasterCard. For Platinum cardholders, you earn one point for every dollar you spent outside of TJ Maxx establishments where MasterCard is accepted. The two credit cards offered by TJ Maxx {TJX Rewards Credit Cards and TJX Rewards Platinum Mastercard} offer a 10% discount on the first purchase made online through the site the cardholder applied for the credit card.

There if you have any of the cards then you’ll be entitled to a 10% discount if you apply for your credit card at T.J Maxx but the 10% discount can only be used at once your card is approved. What this means is that if it is not approved then you cant use it, however, you don’t need to worry as the approval comes in real time once you get started. Consequently, TJX Rewards Credit Cards and TJX Rewards Platinum Mastercard holders earn a $10 reward certificate for every 1,000 points they earn. What makes the two cards offered by TJ Maxx the best is that there is no limitation attached to the amount of points that could be earned and also they have additional benefits of exclusive surprise saving and sales.

More Information About TJ Maxx credit card

There exist differences between both TJX Rewards Credit Cards and TJX Rewards Platinum Mastercard is that the first one comes with more benefits than the second. However, the two cards do not have annual fee and also they can be used at all TJX department stores. For optimum security, the TJX Platinum card features enhanced chip card technology to keep off daredevil hackers, while the regular TJX Rewards Credit Card does not but it has inbuilt security devices that keep your card safe. That’s not all TJX Platinum MasterCard could be used at other places where MasterCard is accepted thereby making it more acceptable and universal but on the other hand, the TJX credit card is limited to TJ Maxx establishments hence is less used.


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